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Atlanta, Hawaii HI Honolulu, Idaho ID Boise, Illinois IL Springfield Chicago, Indiana IN Indianapolis, Iowa IA Des Moines, Kansas KS Topeka Wichita,
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WI Madison Milwaukee, Wyoming WY Cheyenne This communication does not constitute a commitment to lend. All loan programs are subject to underwriting approval,
which includes, but is not limited to, credit history,review and acceptance of a complete property appraisal or inspection, clear property title, and review and acceptance of
employment and/or income documentation, debt analysis, final loan approval and other factors.
Alabama AL Montgomery Birmingham, Alaska AK Juneau Anchorage, Arizona AZ Phoenix, Arkansas AR Little Rock, California CA Sacramento Los
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Kentucky KY Frankfort Louisville, Louisiana LA Baton Rouge New Orleans, Maine ME Augusta Portland, Maryland MD Annapolis Baltimore, Massachusetts
MA Boston, Michigan MI Lansing Detroit, Minnesota MN Saint Paul Minneapolis, Mississippi MS Jackson, Missouri MO Jefferson City St. Louis, Montana
MT Helena Billings, Nebraska NE Lincoln Omaha, Nevada NV Carson City Las Vegas, New Hampshire NH Concord Manchester, New Jersey NJ Trenton
Newark, New Mexico NM Santa Fe Albuquerque, New York NY Albany New York City, North Carolina NC Raleigh Charlotte, North Dakota ND Bismarck Fargo,
Ohio OH Columbus, Oklahoma OK Oklahoma City, Oregon OR Salem Portland, Pennsylvania PA Harrisburg Philadelphia, Rhode Island RI Providence,
South Carolina SC Columbia, South Dakota SD Pierre Sioux Falls, Tennessee TN Nashville Memphis, Texas TX Dallas Austin Houston, Utah UT Salt Lake
City, Vermont VT Montpelier Burlington, Virginia VA Richmond Virginia Beach, Washington WA Olympia Seattle, West Virginia WV Charleston, Wisconsin
WI Madison Milwaukee, Wyoming WY Cheyenne This communication does not constitute a commitment to lend. All loan programs are subject to underwriting approval,
which includes, but is not limited to, credit history,review and acceptance of a complete property appraisal or inspection, clear property title, and review and acceptance of
employment and/or income documentation, debt analysis, final loan approval and other factors.
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Frequently Answered Questions
Q. Is single wide or double wide lender refinancing available for homes in parks, on
leased, family land, or land where the deed or mortgage is separate from the home?
A. Yes! These are "home only" or "chattel" loans, and there are excellent rates and
terms for refinance. In newer homes, a mobile home equity loan may be available.
Q. Is refinancing available for homes with land tied by way of deed or mortgage?
A. Yes! In most states refinancing is available, often equity is available for debt
consolidation or home improvements depending on the home value. These are
“land/home packages.” Certain conditions apply.
Q. How do I save money by refinancing my home?
A. First, by obtaining a lower interest rate. Also, you may wish to shorten the loan term
which often saves thousands in interest over the life of the loan.
Q. What do I need to qualify?
A. Verifiable income with consistent 3-year employment history. Self-employed
borrowers need two years tax returns showing sufficient net income to support debt.
Minimum credit guidelines apply. Each situation is different, and loan types depend on
several factors: year of home, manufacturer, home value, land value, foundation type,
credit history, income, employment history and total debts among other factors.
Q. Is the age of the home a factor to a refinancing lender?
A. Yes. The home must be newer than 1977 in most cases. The newer the home the
more likely equity cash will be available. Models older than 1977 in California may
qualify for mobile home equity loans as well.
Q. What does it cost to apply for manufactured refinancing or to get a quote?
A. There is NO loan application fee, obligation or cost for a quote!
Our priority is to help you obtain the best interest rate to refinance your
manufactured home or improve terms of an existing mobile home mortgage.
Q. Is single wide or double wide lender refinancing available for homes in parks, on
leased, family land, or land where the deed or mortgage is separate from the home?
A. Yes! These are "home only" or "chattel" loans, and there are excellent rates and
terms for refinance. In newer homes, a mobile home equity loan may be available.
Q. Is refinancing available for homes with land tied by way of deed or mortgage?
A. Yes! In most states refinancing is available, often equity is available for debt
consolidation or home improvements depending on the home value. These are
“land/home packages.” Certain conditions apply.
Q. How do I save money by refinancing my home?
A. First, by obtaining a lower interest rate. Also, you may wish to shorten the loan term
which often saves thousands in interest over the life of the loan.
Q. What do I need to qualify?
A. Verifiable income with consistent 3-year employment history. Self-employed
borrowers need two years tax returns showing sufficient net income to support debt.
Minimum credit guidelines apply. Each situation is different, and loan types depend on
several factors: year of home, manufacturer, home value, land value, foundation type,
credit history, income, employment history and total debts among other factors.
Q. Is the age of the home a factor to a refinancing lender?
A. Yes. The home must be newer than 1977 in most cases. The newer the home the
more likely equity cash will be available. Models older than 1977 in California may
qualify for mobile home equity loans as well.
Q. What does it cost to apply for manufactured refinancing or to get a quote?
A. There is NO loan application fee, obligation or cost for a quote!
Our priority is to help you obtain the best interest rate to refinance your
manufactured home or improve terms of an existing mobile home mortgage.
| Manufactured home loan refinancing and financing lender for manufactured housing in parks and communities, or the home and land on which the home sits. "Refinancing an existing mobile home loan or manufactured home loan in a park, on rented, leased lot, or with land tied to the home by deed or mortgage." We Can Help! |
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| Earth Works Trust Nationwide -- Across The Nation -- Down The Street Refinance Manufactured Home Serving Families and Business Since 1990 |
| Mobile Home Refinancing Lower your interest rate - Reduce your monthly payment - Shorten the term of your loan - Non-primary residence programs Manufactured Home Refinancing Competitive low fixed rates - No prepayment penalties - No upfront costs - FREE QUOTE and NO OBLIGATION |
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